Processes

What will AGI do for Manage Non-Life Risk?

A prospective or existing policyholder submits an application for property or casualty coverage or an underwriter initiates a portfolio review.

Trigger
A prospective or existing policyholder submits an application for property or casualty coverage or an underwriter initiates a portfolio review.
Outcome
Specific risk exposures are quantified, priced, and either accepted with binding terms or declined, maintaining the carrier's target risk profile.

The work itself

Grounded Work Profile

Measured by

  • Loss RatioprocessProfile
  • Combined RatioprocessProfile
  • Underwriting Cycle TimeprocessProfile
  • Quote To Bind RatioprocessProfile

Key steps

  • Identify and classify property and liability exposuresprocessProfile
  • Gather loss history and external underwriting dataprocessProfile
  • Model potential loss scenarios and calculate risk scoresprocessProfile
  • Evaluate risk acceptability against carrier underwriting guidelinesprocessProfile
  • Determine appropriate pricing, limits, and deductiblesprocessProfile
  • Bind coverage with issued terms or decline the applicationprocessProfile
  • Monitor risk aggregation across the active portfolioprocessProfile

How AGI delivers it

Four ways AGI delivers for Manage Non-Life Risk

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do
  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do
  • Business-as-Code

    Encode how your work runs, once, as software that executes itself.

    Platform.do

Value flow

How Manage Non-Life Risk connects

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