AGI.do

Services

What will AGI do for Credit card cardholder products to consumers?

Provision of a revolving line of credit to consumer holders of credit cards, allowing them to purchase goods and services from merchants who accept their card. Credit granted through credit cards may be unsecured, or secured by a deposit held by the card issuer.

The work itself

Grounded Work Profile

Tools

  • Application Intake PortalserviceBlueprint
  • Credit Decisioning EngineserviceBlueprint
  • Account Pricing SystemserviceBlueprint
  • Card Issuance PlatformserviceBlueprint
  • Authorization SwitchserviceBlueprint
  • Billing And Statementing SystemserviceBlueprint
  • Customer Service PlatformserviceBlueprint

Outputs

  • Cardholder Account StatementsserviceBlueprint
  • Credit Decision RecordsserviceBlueprint
  • Rewards Earning LedgersserviceBlueprint

Measured by

  • Application Decision TimeserviceBlueprint
  • Dispute Resolution TimeserviceBlueprint

Key steps

  • Submit Card ApplicationserviceBlueprint
  • Underwrite Consumer CreditworthinessserviceBlueprint
  • Set Credit Limit And PricingserviceBlueprint
  • Issue And Activate CardserviceBlueprint
  • Authorize Cardholder PurchasesserviceBlueprint
  • Generate Billing StatementserviceBlueprint
  • Service Payments And DisputesserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Credit card cardholder products to consumers

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Credit card cardholder products to consumers connects

absorbs

  • Cardholder Rewards Fulfillmentmodel
  • Consumer Lending Servicingmodel
  • Consumer Revolving Credit Managementmodel
  • Fraud Monitoring And Alertsmodel

composes

measured by

  • Customer Dispute Resolution Timemodel
  • Decision Turnaround Timemodel
  • Dispute Resolution Timemodel
  • Net Charge-Off Ratemodel
  • Statement Accuracymodel

optimizes

  • Active Account Growthmodel
  • Active Account Ratemodel
  • Cardholder Spend Per Accountmodel
  • Interchange Revenuemodel
  • Net Credit Marginmodel
  • Net Interest Marginmodel
  • Rewards Redemption Ratemodel

produces

  • Cardholder Account Statementsmodel
  • Cardholder Statementmodel
  • Credit Bureau Tradeline Filemodel
  • Credit Decision Recordsmodel
  • Rewards Earning Ledgersmodel
  • Rewards Ledgermodel
  • Transaction History Datasetmodel

realizes

  • Accrue and redeem rewards pointsmodel
  • Authorize Cardholder Purchasesmodel
  • Authorize point-of-sale transactionsmodel
  • Bill statement and process paymentmodel
  • Generate Billing Statementmodel
  • Issue And Activate Cardmodel
  • Issue card and activate accountmodel
  • Receive consumer card applicationmodel
  • Score creditworthiness and set limitmodel
  • Screen identity and run KYCmodel
  • Service Payments And Disputesmodel
  • Set Credit Limit And Pricingmodel
  • Submit Card Applicationmodel
  • Underwrite Consumer Creditworthinessmodel

Go deeper

Explore Credit card cardholder products to consumers

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