AGI.do

Services

What will AGI do for Credit card products?

This subclass comprises the provision of lines of credit to credit card holders, and credit card processing services to merchants, that together enable credit cards to be accepted as a means of payment.

The work itself

Grounded Work Profile

Tools

  • Origination PlatformserviceBlueprint
  • Credit Decisioning EngineserviceBlueprint
  • Card Issuance PlatformserviceBlueprint
  • Authorization SwitchserviceBlueprint
  • Clearing And Settlement EngineserviceBlueprint
  • Billing And Statementing SystemserviceBlueprint

Outputs

  • Cardholder Account StatementsserviceBlueprint
  • Transaction Authorization RecordsserviceBlueprint
  • Settlement Position FilesserviceBlueprint

Measured by

  • Network UptimeserviceBlueprint
  • Statement AccuracyserviceBlueprint

Key steps

  • Originate Card RelationshipserviceBlueprint
  • Underwrite And Price CreditserviceBlueprint
  • Issue Payment CardserviceBlueprint
  • Authorize And Process TransactionsserviceBlueprint
  • Clear And Settle Through NetworkserviceBlueprint
  • Bill And Service AccountsserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Credit card products

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Credit card products connects

composes

  • Account Origination Systemmodel
  • Authorization Platformmodel
  • Authorization Switchmodel
  • Billing And Statementing Systemmodel
  • Card Issuance Platformmodel
  • Card Production Systemmodel
  • Card Servicing Systemmodel
  • Clearing And Settlement Enginemodel
  • Collections Platformmodel
  • Credit Decisioning Enginemodel
  • Credit Limit Management Systemmodel
  • Credit Scoring Enginemodel
  • Origination Platformmodel

measured by

  • Billing Accuracy Ratemodel
  • Charge-Off Ratemodel
  • Delinquency Ratemodel
  • Network Uptimemodel
  • Statement Accuracymodel

optimizes

  • Active Account Growthmodel
  • Approval Ratemodel
  • Credit Line Utilizationmodel
  • Net Interest Marginmodel
  • Transaction Approval Ratemodel

produces

  • Account Master Recordmodel
  • Billing Statement Datasetmodel
  • Cardholder Account Statementsmodel
  • Delinquency Reportmodel
  • Interest Accrual Ledgermodel
  • Settlement Position Filesmodel
  • Transaction Authorization Recordsmodel

Go deeper

Explore Credit card products

Read the deeper take on agi.asView as markdown