AGI.do

Services

What will AGI do for Loans?

This class comprises loans that represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

The work itself

Grounded Work Profile

Tools

  • Loan Origination SystemserviceBlueprint
  • Credit Bureau InterfaceserviceBlueprint
  • Underwriting EngineserviceBlueprint
  • Document Signing SystemserviceBlueprint
  • Disbursement SystemserviceBlueprint

Outputs

  • Loan Application RecordserviceBlueprint
  • Credit Decision RecordserviceBlueprint
  • Loan AgreementserviceBlueprint
  • Amortization ScheduleserviceBlueprint

Measured by

  • Default RateserviceBlueprint
  • Fair Lending Compliance RateserviceBlueprint
  • Time To DecisionserviceBlueprint

Key steps

  • Submit loan applicationserviceBlueprint
  • Pull credit and verify incomeserviceBlueprint
  • Underwrite and price the loanserviceBlueprint
  • Issue loan decision and offerserviceBlueprint
  • Prepare and sign loan documentsserviceBlueprint
  • Fund and disburse the loanserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Loans

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Loans connects

absorbs

  • Credit Originationmodel

composes

measured by

  • Default Ratemodel
  • Fair Lending Compliance Ratemodel
  • Time To Decisionmodel

optimizes

  • Approval Conversion Ratemodel
  • Risk-Adjusted Yieldmodel

produces

  • Amortization Schedulemodel
  • Credit Decision Recordmodel
  • Loan Agreementmodel
  • Loan Application Recordmodel

realizes

  • Fund and disburse the loanmodel
  • Issue loan decision and offermodel
  • Prepare and sign loan documentsmodel
  • Pull credit and verify incomemodel
  • Submit loan applicationmodel
  • Underwrite and price the loanmodel

Go deeper

Explore Loans

Read the deeper take on agi.asView as markdown