Services

What will AGI do for Loans?

This class comprises loans that represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

The work itself

Grounded Work Profile

Tools

  • Loan Origination SystemserviceBlueprint
  • Credit Decisioning EngineserviceBlueprint
  • Payment Processing SystemserviceBlueprint

Outputs

  • Loan Agreement RecordserviceBlueprint
  • Credit Decision DatasetserviceBlueprint
  • Amortization ScheduleserviceBlueprint

Measured by

  • Default RateserviceBlueprint
  • Regulatory Compliance RateserviceBlueprint

Key steps

  • Receive loan applicationserviceBlueprint
  • Underwrite credit riskserviceBlueprint
  • Approve and price loanserviceBlueprint
  • Disburse funds to borrowerserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Loans

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do
  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Loans connects

composes

measured by

  • Default Ratemodel
  • Fair Lending Compliance Ratemodel
  • Regulatory Compliance Ratemodel
  • Time To Decisionmodel

optimizes

  • Approval Conversion Ratemodel
  • Approval Ratemodel
  • Net Interest Marginmodel
  • Risk-Adjusted Yieldmodel

produces

  • Amortization Schedulemodel
  • Credit Decision Datasetmodel
  • Credit Decision Recordmodel
  • Loan Agreementmodel
  • Loan Agreement Recordmodel
  • Loan Application Recordmodel