AGI.do

Services

What will AGI do for Loans to businesses?

This subclass comprises loans to businesses. Loans represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

The work itself

Grounded Work Profile

Tools

  • Commercial Loan Origination SystemserviceBlueprint
  • Document Collection PortalserviceBlueprint
  • Financial Spreading SystemserviceBlueprint
  • Credit Risk EngineserviceBlueprint
  • Loan Closing SystemserviceBlueprint
  • Disbursement SystemserviceBlueprint

Outputs

  • Credit MemoserviceBlueprint
  • Risk Rating RecordserviceBlueprint
  • Loan AgreementserviceBlueprint
  • Collateral Filing RecordserviceBlueprint

Measured by

  • Non-Performing Loan RateserviceBlueprint
  • Credit Loss RateserviceBlueprint
  • Covenant Compliance RateserviceBlueprint

Key steps

  • Intake business credit requestserviceBlueprint
  • Collect financials and collateral dataserviceBlueprint
  • Spread financials and assess cash flowserviceBlueprint
  • Risk-rate and underwrite creditserviceBlueprint
  • Present to credit committeeserviceBlueprint
  • Issue term sheet and covenantsserviceBlueprint
  • Perfect collateral and closeserviceBlueprint
  • Fund the facilityserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Loans to businesses

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Loans to businesses connects

absorbs

  • Commercial Credit Originationmodel

composes

measured by

  • Covenant Compliance Ratemodel
  • Credit Loss Ratemodel
  • Non-Performing Loan Ratemodel

optimizes

  • Approval Cycle Timemodel
  • Risk-Adjusted Yieldmodel

produces

  • Collateral Filing Recordmodel
  • Credit Memomodel
  • Loan Agreementmodel
  • Risk Rating Recordmodel

realizes

  • Collect financials and collateral datamodel
  • Fund the facilitymodel
  • Intake business credit requestmodel
  • Issue term sheet and covenantsmodel
  • Perfect collateral and closemodel
  • Present to credit committeemodel
  • Risk-rate and underwrite creditmodel
  • Spread financials and assess cash flowmodel

Go deeper

Explore Loans to businesses

Read the deeper take on agi.asView as markdown