AGI.do

Services

What will AGI do for Loans to businesses?

This subclass comprises loans to businesses. Loans represent the direct lending of funds under legal contract, either unsecured or secured by the assets being financed or by other assets, but without the exchange or the use of securities as collateral.

The work itself

Grounded Work Profile

Tools

  • Commercial Loan Origination SystemserviceBlueprint
  • Credit Analysis PlatformserviceBlueprint
  • Payment Processing SystemserviceBlueprint

Outputs

  • Credit MemorandumserviceBlueprint
  • Loan Facility AgreementserviceBlueprint
  • Covenant Compliance ReportserviceBlueprint

Measured by

  • Default RateserviceBlueprint
  • Covenant Breach RateserviceBlueprint

Key steps

  • Take business credit requestserviceBlueprint
  • Analyze financials and collateralserviceBlueprint
  • Approve facility through credit committeeserviceBlueprint
  • Document and fund facilityserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Loans to businesses

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Loans to businesses connects

composes

measured by

  • Covenant Breach Ratemodel
  • Covenant Compliance Ratemodel
  • Credit Loss Ratemodel
  • Default Ratemodel
  • Non-Performing Loan Ratemodel

optimizes

  • Approval Cycle Timemodel
  • Loan Yieldmodel
  • Portfolio Credit Qualitymodel
  • Risk-Adjusted Yieldmodel

produces

  • Collateral Filing Recordmodel
  • Covenant Compliance Reportmodel
  • Credit Memomodel
  • Credit Memorandummodel
  • Loan Agreementmodel
  • Loan Facility Agreementmodel
  • Risk Rating Recordmodel

Go deeper

Explore Loans to businesses

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