AGI.do

Services

What will AGI do for Loans to households?

This subclass comprises loans to households.

The work itself

Grounded Work Profile

Tools

  • Consumer Loan Origination SystemserviceBlueprint
  • Credit Decisioning EngineserviceBlueprint
  • Payment Processing SystemserviceBlueprint

Outputs

  • Credit Decision RecordserviceBlueprint
  • Loan Disclosure DocumentserviceBlueprint
  • Amortization ScheduleserviceBlueprint

Measured by

  • Default RateserviceBlueprint
  • Disclosure Compliance RateserviceBlueprint

Key steps

  • Take consumer loan applicationserviceBlueprint
  • Score applicant creditserviceBlueprint
  • Disclose terms and approveserviceBlueprint
  • Disburse funds to borrowerserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Loans to households

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do

  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Loans to households connects

absorbs

  • Consumer Credit Originationmodel
  • Credit Underwritingmodel
  • Loan Origination Managementmodel

composes

measured by

  • Default Ratemodel
  • Disclosure Compliance Ratemodel
  • Funding Cycle Timemodel
  • Loan Default Ratemodel
  • Regulatory Compliance Ratemodel

optimizes

  • Approval Ratemodel
  • Customer Acquisition Costmodel
  • Loan Default Ratemodel
  • Net Interest Marginmodel
  • Time To Fundingmodel

produces

  • Amortization Schedulemodel
  • Credit Decision Recordmodel
  • Credit Decision Reportmodel
  • Loan Application Recordmodel
  • Loan Disclosure Documentmodel
  • Loan Servicing Ledgermodel

realizes

  • Disburse funds to borrowermodel
  • Disburse loan fundsmodel
  • Disclose terms and approvemodel
  • Execute loan agreement signingmodel
  • Present priced loan offermodel
  • Pull credit and score riskmodel
  • Score applicant creditmodel
  • Service ongoing repaymentsmodel
  • Submit loan applicationmodel
  • Take consumer loan applicationmodel
  • Underwrite and price loanmodel
  • Verify identity and incomemodel

Go deeper

Explore Loans to households

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