Services

What will AGI do for Unsecured loans to households?

Loans and lines of credit, not secured by collateral, for personal uses.

The work itself

Grounded Work Profile

Tools

  • Loan Origination SystemserviceBlueprint
  • Identity Verification ServiceserviceBlueprint
  • Credit Scoring EngineserviceBlueprint
  • Payment Disbursement SystemserviceBlueprint
  • Loan Servicing PlatformserviceBlueprint

Outputs

  • Credit Decision RecordserviceBlueprint
  • Loan Amortization ScheduleserviceBlueprint
  • Repayment LedgerserviceBlueprint

Measured by

  • Default RateserviceBlueprint
  • Regulatory Compliance RateserviceBlueprint

Key steps

  • Receive loan applicationserviceBlueprint
  • Verify income and identityserviceBlueprint
  • Score creditworthinessserviceBlueprint
  • Approve credit decisionserviceBlueprint
  • Present loan terms to borrowerserviceBlueprint
  • Disburse loan fundsserviceBlueprint
  • Service repayment scheduleserviceBlueprint

How AGI delivers it

Four ways AGI delivers for Unsecured loans to households

  • Services-as-Software

    Get the professional outcome delivered as software, priced on results, not headcount.

    Services.do
  • Autonomous Agents as digital employees

    Hire a digital employee that does the job under earned, supervised autonomy.

    Agents.do

Value flow

How Unsecured loans to households connects

absorbs

  • Household Credit Originationmodel
  • Repayment Collectionmodel

composes

measured by

  • Default Ratemodel
  • Regulatory Compliance Ratemodel

optimizes

  • Approval Turnaround Timemodel
  • Default Ratemodel

produces

  • Credit Decision Recordmodel
  • Loan Amortization Schedulemodel
  • Repayment Ledgermodel

realizes

  • Approve credit decisionmodel
  • Disburse loan fundsmodel
  • Present loan terms to borrowermodel
  • Receive loan applicationmodel
  • Score creditworthinessmodel
  • Service repayment schedulemodel
  • Verify income and identitymodel